Specialized Couples Therapy & Out-of-Network Benefits

Support for couples and individuals navigating relationship challenges, emotional overwhelm, and complex life experiences.

Specialized Care & Using Your Out-of-Network Benefits

I am an out-of-network provider, which means I do not bill insurance directly. However, many clients are still able to receive partial reimbursement for sessions using their out-of-network benefits.

If your plan includes these benefits, I can provide you with a superbill, a detailed receipt you can submit to your insurance company for reimbursement.

Why many clients choose out-of-network care

When it comes to your relationship or emotional well-being, the fit and expertise of your therapist matters deeply.

Working out-of-network allows you to:

  • Choose a therapist who specializes in your needs, rather than selecting from a general directory

  • Work with someone trained in couples therapy and in navigating deeper emotional experiences, including trauma

  • Receive care that is thoughtful, individualized, and not constrained by insurance limitations

  • Focus fully on meaningful, lasting change without restrictions on the pace or direction of your work

Many of the couples and individuals I work with are looking for deep, meaningful change, not just short-term symptom relief.

A different way to think about therapy

Choosing a therapist is not just about coverage; it’s about who you trust to guide you through some of the most important conversations of your life.

For many clients, using out-of-network benefits allows them to invest in specialized, high-quality care while still receiving some financial support from their insurance.

To make this process easier, you can use the calculator below to check your out-of-network benefits.

This allows you to see a personalized estimate of your reimbursement, so you can understand your potential investment before getting started.

What reimbursement can look like

Out-of-network reimbursement varies depending on your specific plan. Many clients find that their insurance reimburses a portion of each session, sometimes reducing the overall cost significantly.

For example, some plans may reimburse anywhere from 40% to 80% of the session fee after a deductible is met.

Because every plan is different, the best way to understand your specific benefits is to use the calculator below.

Still have questions?

I’m happy to help you think through your options and what might feel right for you.

Reach Out or Schedule a Consultation

schedule a 15 minute consultation
schedule a 15 minute consultation

  • I am an out-of-network provider, which means I do not bill insurance directly. However, many clients receive partial reimbursement through their out-of-network benefits. I provide a superbill you can submit to your insurance company

  • You can find this information by entering your insurance information in the TOOL ABOVE. You can also contact your insurance provider directly. Ask questions like:

    • Does my plan include out-of-network mental health benefits?

    • What is my annual deductible for out-of-network services?

    • What percentage of the fee will be reimbursed once the deductible is met?

    • Are there limits on the number of sessions covered per year?
      Using these answers, you’ll better understand what to expect in terms of reimbursement.

  • Reimbursement varies depending on your specific plan, deductible, and coverage. Many clients receive a percentage of the session fee back after meeting their deductible. The calculator above can give you a personalized estimate

  • Working out-of-network allows you to choose a therapist who specializes in your specific needs, rather than being limited to a general directory. It also allows for more flexibility and depth in the work, without restrictions from insurance companies.

  • In many cases, insurance does not directly cover couples therapy. However, depending on your plan, there may be ways to use out-of-network benefits when clinically appropriate. We can discuss this further during your consultation.

  • That’s completely okay. Many people reach out while they’re still exploring. A consultation can help you get a clearer sense of what you need and whether this feels like the right fit for you.

If you have further questions about out-of-network coverage or need assistance navigating the process, feel free to schedule a free 15-min consultation with me. I’m happy to help you understand your benefits and make therapy more accessible for you.